Shop Smarter, Earn More

Revolutionizing
e-commerce payments

Earn 10% credit shopping at your favorite brands.

Get started

No payment plan. No debt.
Just rewards.

Pay in full via your bank. Just like Venmo
Get 10% back in store credits on every purchase
Help your favorite brands save on credit card fees
Enjoy seamless and secure payment experience

Cheap payments and rewarding experiences

When you pay with SimplePay, brands give back to you instead of to your credit card company.

Get started

Cheap payments and rewarding experiences

When you pay with SimplePay, brands give back to you instead of to your credit card company.

Get started

Loyalty rewards system

By integrating a loyalty program, Simple Pay incentivizes customers with rewards, including store credits of up to 10%, driving repeat purchases and increasing customer satisfaction. Shoppers see messaging for a 10% store credit when they use Simple Pay throughout the shopping experience.

Loyalty rewards system

By integrating a loyalty program, Simple Pay incentivizes customers with rewards, including store credits of up to 10%, driving repeat purchases and increasing customer satisfaction. Shoppers see messaging for a 10% store credit when they use Simple Pay throughout the shopping experience.

Enhanced checkout experience

Real Simple Labs' solution is integrated directly into the checkout process as a payment button, ensuring a smooth and user-friendly experience for both merchants and shoppers. To redeem the rewards, a shopper simply uses Simple Pay for their transaction and selects the option to use their store credits on the checkout page.

Enhanced checkout experience

Real Simple Labs' solution is integrated directly into the checkout process as a payment button, ensuring a smooth and user-friendly experience for both merchants and shoppers. To redeem the rewards, a shopper simply uses Simple Pay for their transaction and selects the option to use their store credits on the checkout page.

Seamlessly accept bank payments

Simple Pay enables merchants to accept payments via bank transfers, reducing transaction fees and maximizing profitability. Shoppers link their bank account easily and securely using Plaid, and payments are processed via our bank payment providers such as Dwolla and Stripe.

Your journey with SimplePay

Shop at any SimplePay brand

Pay with our platform

Earn store credits

Redeem your credits, or gift them

Need more help?

How does SimplePay make money?

In short: by aligning incentives with the brands where you shop. We charge brands a small fee if and when a customer returns and redeems a SimplePay-earned store credit.

How do I use SimplePay?

Shop on a brand's site as you normally would, and when it's time to pay, select SimplePay at the last step at checkout. All available credits will be shown to you at the payment step where you can select the credit amount you want to apply to your order.

What info do I need to sign up?

All you need is a US phone number and a US bank account. In a matter of minutes, you'll be all set to enjoy a lifetime of benefits.

Have more questions?

Visit our FAQ page